A LOOK AT THE COSTS ASSOCIATED WITH MOTORCYCLE ACCIDENTS

According to the Centers for Disease Control and Prevention, injuries and deaths stemming from motorcycle accidents in Tennessee and across the country are a growing concern. Since 2000, the number of motorcycle fatalities has increased by 55 percent. Further, the Insurance Institute for Highway Safety reports that fatality rates among cyclists is more than 26 times the number of deaths among other motor vehicle operators.

In addition to the physical aspect of these incidents, it is important to understand the financial significance. The CDC estimates that when factoring in items such as emergency response, insurance premiums and medical costs, motorcycle accidents in just one year alone cost the United States $12 billion.

On a personal level, people should understand what victims of these incidents may face in terms of financial loss. The National Highway Traffic Safety Administration points out that the medical costs are nearly always the most expensive aspect of any incident. On average, the hospital expenses for injuries that a biker who was wearing a helmet sustained comes to around $14,000. That number increases if the biker was not wearing a helmet.

Autoblog reports that a non-fatal accident could cost between $2,500 and $1.4 million. The large price range is due to the extreme nature of some injuries a biker may sustain. On the other hand, a single fatal accident could cost around $1.2 million.

Tennessee has a universal helmet law in place, which means everyone on a motorcycle must wear a helmet. However, riders are not solely responsible for preventing accidents. Other motorists must realize the devastating effects that these incidents can have and take the proper precautions to safely share the road.

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